Digital Payment Platforms, Apps and APIs
After years of promise, innovation in the payments industry is finally starting to take hold in the marketplace. The emergence of workable digital payment platforms for consumers and businesses, is creating a wealth of opportunities to disrupt and reshape a sector which is ripe for development.
As technology specialists with deep experience of financial services, networks, apps, data and consumer-facing technology, we are especially well placed to advise on this area of convergence. We have advised some of the world’s leading payment service providers on some of their key agreements, and are closely monitoring developments in this fast-moving space, in terms of both technology solutions and the regulations that govern them.
What we do
Our experience includes:
- cryptocurrencies and digital currencies;
- multinational payment networks;
- mobile payments;
- software, app and API development and licensing;
- cloud, telecoms and latency;
- financial regulatory aspects;
- strategic partnerships between FS and retail companies;
- APIs and financial data licensing; and
- consumer rights and data protection.
We have advised businesses ranging from established multinationals to innovative start-ups on their payment platforms. Recent instructions include:
advising a global logistics provider on the establishment of a pan-European internal payments network to be operated by a major French bank.
work for a major UK short-term finance provider on innovative lending platforms and European acquisitions of digital finance businesses.
advising a leading independent European speciality pharmaceutical company on new models and equity / debt finance arrangements.
advising a leading private equity fund on setting up a peer-to-peer lending platform.
work on an investment in an innovative e-sign platform for the FS sector.
advising a global energy trading business on an acquisition of a trade reporting solutions business (driven by EU Regulation).
advising a boutique investment bank on investments made in accordance with the UK financial promotion regime; and
acting on an investment from a leading private equity firm into a payment solutions provider.